Foreclosure Defense & Quiet Title
 

Jeffrey Jackson & Associates, LLP tackles your residential mortgage foreclosure problems from all angles. Our multi-faceted approach incorporates classic foreclosure defense strategies with present-day securitization and “robo-signing” research and arguments. We can examine your closing documents, mortgage statements, mortgage communications, all notices, and public mortgage assignments for errors and inconsistencies that can give rise to a lawsuit to stop foreclosure.

Foreclosure Defense Results (following a careful review of important loan-related documents a lawsuit may be filed to possibly obtain):

  • More Time in Your Home
  • Cancellation of Scheduled Foreclosure Sale
  • Cancellation of Mortgage
  • Rescission of Note
  • Quiet Title Judgment that the bank(s) lack Standing to Foreclose
  • Declaratory Judgment that the bank(s) lack Standing to Collect on the Note
  • Sustainable and Modified Loan
  • Deed-in-Lieu of Foreclosure or Short Sale
  • Reimbursement of Payments Wrongfully Collected or Not Credited
  • Compliance with Federal laws, Regulations, and Consent Orders

What About Bankruptcy?  Jeffrey Jackson & Associates, LLP does not practice bankruptcy law. Many of our potential clients ask us about bankruptcy as an option. You can file for bankruptcy, which does provide an automatic temporary stay, to avoid foreclosure or eviction. Although sometimes bankruptcy is the only option, it is advisable to consider all other remedies first with help from knowledgeable legal professionals. At Jeffrey Jackson & Associates, LLP, we believe bankruptcy should be a last option to be explored only if non-bankruptcy strategies are not likely to lead to the desired outcome. If you are currently in bankruptcy or were in bankruptcy, we still may be able to help you stop foreclosure or eviction outside of the bankruptcy context.

Loan Modifications
 

Loan modifications are most frequently the outcome of the lawsuits we bring to stop residential foreclosures. If you are not living with the threat of imminent foreclosure, we have discounted rates for clients who need help submitting their modification application to the bank without filing a lawsuit first. Federal laws and regulations like MHA (Making Homes Affordable) and HAMP (Home Affordable Modification Program) are on the homeowners’ side – but you may need experienced professionals to force through a modification that you may not otherwise be able to get on your own. Even if Jeffrey Jackson & Associates, LLP cannot get you a modification from your bank without a lawsuit, Jeffrey Jackson & Associates, LLP may be able to file a lawsuit after a denial to obtain a modification as settlement, or money damages for wrongful treatment during the application process.

Foreclosure Sale Reversal
 

Many potential clients are surprised to hear that it is not too late to keep their home after a foreclosure sale. Texas law allows for post-foreclosure lawsuits to “set-aside” the foreclosure sale for many reasons, including violation of the non-judicial sale statutes, lack of standing to foreclose, and fraud associated with mortgage assignments and transfers. Jeffrey Jackson & Associates, LLP will fight to keep you in your home while your case is litigated and our professionals will advise you of all available options to keep the home during all stages of the post-sale case.

Foreclosure Sale Reversal Results (following a careful review of important loan documents a lawsuit may be filed to possibly obtain):

  • More Time in Your Home
  • Setting Aside of Foreclosure Sale
  • Rescission of Foreclosure Sale
  • Cancellation of Mortgage
  • Rescission of Note
  • Quiet Title Judgment that the bank(s) lacked Standing to Foreclose
  • Declaratory Judgment that the bank(s) lacked Standing to Collect on the Note
  • Sustainable and Modified Loan (after rescission of sale)
  • Deed in Lieu of Foreclosure or Short Sale (after rescission of sale)
  • Reimbursement of Payments Wrongfully Collected or Not Credited
  • Compliance with Federal laws, Regulations, and Consent Orders